Oceanside Homes: $400,000 to under $600,000

Start with the essentials

At the lower end of this search, it pays to be clear about what you need and where you can compromise. Compare available layouts, condition, parking, and ownership costs. Depending on local inventory, a smaller home or a condo may deserve consideration.

I can help you focus a tighter budget on the features that matter most, rather than promising that every wish-list item will fit.

Compare Homes in Oceanside

This search focuses on houses and condos assigned to Oceanside within North County Coastal by this site's listing feed. Prices, property types, and availability vary by location; a price range that offers several choices in one community may offer very few in another.

Use the listings below to evaluate actual options. For condos, review the building and HOA information alongside the unit. For any property, compare the asking price with the space, condition, and ongoing responsibilities.

Help me find a home in Oceanside in this range | Plan your home purchase

Compare Other Budgets

Listings use asking prices from $400,000 to under $600,000. If no homes appear, contact me to discuss alternatives. A higher budget provides more financial flexibility, not a guarantee of more inventory.

Oceanside Listings: $400,000 to under $600,000

$599,000
2 Beds 2 Baths
Welcome to Palmilla Del Oro, a beautifully maintained gated community offering comfort, privacy, and a convenient North County location. This move-in-ready, top-floor end unit features 2 bedrooms, 2 bathrooms, two private patios, central A/C, a one-car garage, in-unit laundry and an additional assigned parking space. Located in the center of the community and overlooking the pool area, the home enjoys a peaceful setting with plenty of natural light. The bright kitchen features a brand new appliances and opens to the dining area, where a private patio provides the perfect spot to relax or enjoy your morning coffee. A second patio off the primary bedroom offers tranquil views. Ideally located with easy access to I-5 and Highways 78 and 76, Palmilla Del Oro is just minutes from North County's beautiful beaches, scenic trails, shopping, dining, and everyday conveniences. A wonderful opportunity to enjoy comfortable coastal living in a well-kept gated community. Welcome to Palmilla Del Oro, a beautifully maintained gated community offering comfort, privacy, and a convenient North County location. This move-in-ready, top-floor end unit features 2 bedrooms, 2 bathrooms, two private patios, central A/C, a one-car garage, in-unit laundry and an additional assigned parking space. Located in the center of the community and overlooking the pool area, the home enjoys a peaceful setting with plenty of natural light. The bright kitchen features a brand new appliances and opens to the dining area, where a private patio provides the perfect spot to relax or enjoy your morning coffee. A second patio off the primary bedroom offers tranquil views. Ideally located with easy access to I-5 and Highways 78 and 76, Palmilla Del Oro is just minutes from North County's beautiful beaches, scenic trails, shopping, dining, and everyday conveniences. A wonderful opportunity to enjoy comfortable coastal living in a well-kept gated community.

3555 Cameo Dr Unit 63, Oceanside

$599,000
2 Beds 2 Baths
Bright, beautifully updated and just a few miles from the beach, this downstairs corner unit in the gated community of Palmilla Del Oro offers the easygoing Oceanside lifestyle youve been looking for. Step inside to an open, airy floor plan with high ceilings, abundant natural light and neutral luxury vinyl plank flooring throughout. The inviting living room is centered around a cozy fireplace, while French doors open to a spacious private patio, extending the living space outdoors and creating the perfect place to relax and enjoy the coastal breeze. The bright, open kitchen features stone countertops, stainless steel appliances, an added pantry, open shelving and a generous breakfast bar with unobstructed views into the living area. A charming breakfast nook surrounded by windows provides another light-filled space to enjoy. Thoughtful updates throughout include flush-mounted LED lighting, ceiling fans and a fresh, neutral color palette. The spacious primary suite features its own private patio access, a walk-in closet and a beautifully updated ensuite bath with a generous dual-sink vanity, stylish lighting and a gorgeous tiled walk-in shower with glass enclosure. The generously sized secondary bedroom offers a large mirrored closet and additional loft-style storage, while the second full bath provides plenty of space for guests. A detached one-car garage with shelving provides additional storage, along with an assigned parking space. Palmilla Del Oro offers a beautifully maintained gated setting with a community pool and spa, parks and tot lots, barbecue areas and invitin Bright, beautifully updated and just a few miles from the beach, this downstairs corner unit in the gated community of Palmilla Del Oro offers the easygoing Oceanside lifestyle youve been looking for. Step inside to an open, airy floor plan with high ceilings, abundant natural light and neutral luxury vinyl plank flooring throughout. The inviting living room is centered around a cozy fireplace, while French doors open to a spacious private patio, extending the living space outdoors and creating the perfect place to relax and enjoy the coastal breeze. The bright, open kitchen features stone countertops, stainless steel appliances, an added pantry, open shelving and a generous breakfast bar with unobstructed views into the living area. A charming breakfast nook surrounded by windows provides another light-filled space to enjoy. Thoughtful updates throughout include flush-mounted LED lighting, ceiling fans and a fresh, neutral color palette. The spacious primary suite features its own private patio access, a walk-in closet and a beautifully updated ensuite bath with a generous dual-sink vanity, stylish lighting and a gorgeous tiled walk-in shower with glass enclosure. The generously sized secondary bedroom offers a large mirrored closet and additional loft-style storage, while the second full bath provides plenty of space for guests. A detached one-car garage with shelving provides additional storage, along with an assigned parking space. Palmilla Del Oro offers a beautifully maintained gated setting with a community pool and spa, parks and tot lots, barbecue areas and inviting outdoor spaces to enjoy. Conveniently located near shopping, dining, schools, freeway access and the coast, this move-in-ready home offers the perfect combination of comfort, convenience and Southern California living.

3535 Cameo Dr Unit 114, Oceanside

$585,000
2 Beds 1 Baths
Recent Price Improvement! Welcome to this exceptional, move-in ready home nestled in the heart of Costa Serena, one of Oceanside's most sought-after 55+ communities in North County San Diego. Thoughtfully updated throughout, this charming 2-bedroom, 1-bathroom residence radiates genuine pride of ownership at every turn, offering the perfect blend of modern upgrades and comfortable living. Step inside and immediately appreciate the warm, inviting atmosphere created by an open-concept floor plan that allows natural light to pour through dual-pane windows into every corner of the home. The fully remodeled kitchen is truly the heart of this residence, designed for both everyday living and easy entertaining. It features stunning granite countertops, an extra-large center island with generous prep space, upgraded cabinetry with ample storage, and sleek stainless steel appliances all tied together with durable, easy-care tile flooring that flows seamlessly into the open living area. Ceiling fans have been installed in every room, providing excellent airflow and a fresh, comfortable feel year-round throughout the home. This home has been meticulously improved from top to bottom. Recent upgrades include newer roof, air conditioning system, dual-pane windows, rain gutters and fascia boards, garage door and opener, and recently poured concrete driveway. To make this home truly turnkey, the refrigerator, washer, and dryer are all included just move in and start living. The beautifully landscaped front yard is fully gated and creates wonderful curb appeal and a welcoming first impress Recent Price Improvement! Welcome to this exceptional, move-in ready home nestled in the heart of Costa Serena, one of Oceanside's most sought-after 55+ communities in North County San Diego. Thoughtfully updated throughout, this charming 2-bedroom, 1-bathroom residence radiates genuine pride of ownership at every turn, offering the perfect blend of modern upgrades and comfortable living. Step inside and immediately appreciate the warm, inviting atmosphere created by an open-concept floor plan that allows natural light to pour through dual-pane windows into every corner of the home. The fully remodeled kitchen is truly the heart of this residence, designed for both everyday living and easy entertaining. It features stunning granite countertops, an extra-large center island with generous prep space, upgraded cabinetry with ample storage, and sleek stainless steel appliances all tied together with durable, easy-care tile flooring that flows seamlessly into the open living area. Ceiling fans have been installed in every room, providing excellent airflow and a fresh, comfortable feel year-round throughout the home. This home has been meticulously improved from top to bottom. Recent upgrades include newer roof, air conditioning system, dual-pane windows, rain gutters and fascia boards, garage door and opener, and recently poured concrete driveway. To make this home truly turnkey, the refrigerator, washer, and dryer are all included just move in and start living. The beautifully landscaped front yard is fully gated and creates wonderful curb appeal and a welcoming first impression. Out back, you'll find a covered patio is perfect for morning coffee, afternoon relaxation, or casual outdoor dining in the shade. The yard is designed to be low maintenance, so you can spend your time enjoying it rather than maintaining it. A large utility shed provides excellent storage for tools, outdoor equipment, or hobby supplies. On the side yard, large, raised planters offer a wonderful opportunity to grow flowers, herbs, or vegetables. Costa Serena is one of the rare 55+ communities in Southern California that offers a peaceful, well-established neighborhood atmosphere with no HOA dues. Situated in the heart of North County San Diego, this home places you just minutes from everything Oceanside has to offer.

3754 Gail, Oceanside

$580,000
2 Beds 2 Baths
Welcome to this beautifully remodeled single-story in the desireable 55+ Oceana IV community, offering 2 beds/2 baths and a peaceful setting with serene views and no neighboring homes behind. Thoughtfully updated, this light-filled home features an open-concept kitchen with new cabinetry, quartz counters, designer backsplash, new sink, gas range and newer refrigerator. Fresh interior paint, new laminate flooring, recessed lighting and the removal of popcorn ceilings create a clean, contemporary feel, while multiple glass skylights bathe the home in natural light. Additional upgrades include new Anlin dual-pane windows, central heating and air conditioning, a newer roof and custom security screens on the front and patio doors that allow fresh coastal breezes to flow through the home. The spacious covered patio has been extended with porcelain tile and features a skylight overhead, creating an inviting outdoor retreat to enjoy year-round. The attached one-car garage has been freshly painted and improved with built-in storage, shelving, cabinetry, sink and quartz countertop workspace. Additional storage is available in the attic, accessible via a convenient pull-down ladder. Ideally located just moments from everyday conveniences near Highway 76, this home offers easy access to shopping, dining and recreation. Within a short 10-15 minute drive, you'll find beautiful beaches, the iconic Oceanside Pier, multiple shopping centers and all that North County has to offer. HOA covers water, sewer, trash, cable, roof, and exterior building maintenance. Welcome to this beautifully remodeled single-story in the desireable 55+ Oceana IV community, offering 2 beds/2 baths and a peaceful setting with serene views and no neighboring homes behind. Thoughtfully updated, this light-filled home features an open-concept kitchen with new cabinetry, quartz counters, designer backsplash, new sink, gas range and newer refrigerator. Fresh interior paint, new laminate flooring, recessed lighting and the removal of popcorn ceilings create a clean, contemporary feel, while multiple glass skylights bathe the home in natural light. Additional upgrades include new Anlin dual-pane windows, central heating and air conditioning, a newer roof and custom security screens on the front and patio doors that allow fresh coastal breezes to flow through the home. The spacious covered patio has been extended with porcelain tile and features a skylight overhead, creating an inviting outdoor retreat to enjoy year-round. The attached one-car garage has been freshly painted and improved with built-in storage, shelving, cabinetry, sink and quartz countertop workspace. Additional storage is available in the attic, accessible via a convenient pull-down ladder. Ideally located just moments from everyday conveniences near Highway 76, this home offers easy access to shopping, dining and recreation. Within a short 10-15 minute drive, you'll find beautiful beaches, the iconic Oceanside Pier, multiple shopping centers and all that North County has to offer. HOA covers water, sewer, trash, cable, roof, and exterior building maintenance.

4281 Black Duck Way, Oceanside

$579,999
2 Beds 2 Baths
Located just minutes from Marine Corps Base Camp Pendleton. This home includes all new top of the line appliances and a convenient IN UNIT laundry room with gas and electric hookups. With large windows that fill the space with natural light, its soaring vaulted ceilings, a loft, and bright sunroom, this property is waiting for creative minds to transform the space. Whether that's a game room in the loft, formal dining in the sun room, additional bedrooms, a gym, or office, the possibilities are endless. The unit includes a detached 1-car garage and 1 assigned parking space for added convenience and security. One of the few units with central A/C and the only unit with owned solar and whole-home backup battery, avoid those high summer electric bills. Warm up in the winter with its existing gas furnace and turn on the cozy gas fireplace with a flip of a switch, with no wood mess to clean up. HOA also covers water, trash pickup, exterior building, and landscaping. A low maintenance home located in a dog friendly community equipped with pet waste stations all around. Enjoy access to resort-style amenities including a pool, a residential spa, and tennis courts. A corner lot ideally situated just minutes from Oceanside's beautiful beaches, shopping, dining, parks, and walking trails, this exceptional home gives the perfect blend of privacy, convenience, and coastal living. Don't miss this outstanding opportunity to own a beautifully updated home in one of North County's most desirable coastal communities.

265 Riverview Way, Oceanside

$579,999
2 Beds 1 Baths
Exceptional opportunity in Oceanside! This well-maintained 2-bedroom, 1-bath condominium offers an immediate opportunity for rental income or perfect for a first time buyer! Located just minutes from the beach, shopping, dining, public transportation, and major commuter routes, this property combines strong rental appeal with an unbeatable coastal lifestyle. Inside, you'll find a bright and functional floor plan with spacious living areas, an updated kitchen, generous bedrooms, and abundant natural light throughout. One of the property's standout features is its private fenced backyard and covered patioan uncommon amenity for condo living that adds significant value and tenant appeal. Whether you're looking to expand your real estate portfolio or secure a coastal asset with immediate cash flow, this property offers a rare opportunity to own an income-producing home in one of Southern California's most desirable beach communities. Exceptional opportunity in Oceanside! This well-maintained 2-bedroom, 1-bath condominium offers an immediate opportunity for rental income or perfect for a first time buyer! Located just minutes from the beach, shopping, dining, public transportation, and major commuter routes, this property combines strong rental appeal with an unbeatable coastal lifestyle. Inside, you'll find a bright and functional floor plan with spacious living areas, an updated kitchen, generous bedrooms, and abundant natural light throughout. One of the property's standout features is its private fenced backyard and covered patioan uncommon amenity for condo living that adds significant value and tenant appeal. Whether you're looking to expand your real estate portfolio or secure a coastal asset with immediate cash flow, this property offers a rare opportunity to own an income-producing home in one of Southern California's most desirable beach communities.

309 Calle Montecito, Oceanside

$579,000
2 Beds 1 Baths
At the top of a scenic north county hill with Pacific views, experience contemporary elegance in this beautiful Costa Serena gem! No detail has been left undone. Features to WOW you! New Fencing throughout; New Air Conditioning Unit; Interior and Exterior Paint; New Water Heater; New Bathroom Vanity Sink; Upgraded Lighting w/dimmer switches; Back Patio Tile; Mini Blinds throughout; Professional Window Tinting; New Driveway; New Attic Insulation; New HVAC Ductwork; New High Performance Water Heater (incl. new copper piping, expansion tank and new water shut off valve), Wireless Wi-Fi (works perfect with very low costplug-and-play device that provides wireless 5G or LTE home internet without requiring traditional cable lines). Zero maintenance landscaping and fresh paint provide enviable curb appeal. As you step through the gorgeous front door, youre welcomed by an inviting and well-lit family room perfectly connected to the family chef over the dining island lit by pendant lights. The kitchen has ample cabinet and countertop space with modern shaker style soft-close white cabinets and quartz counters. Just off the kitchen is a bright breakfast nook with neighborhood view. The luxurious bathroom has an upgraded vanity and floor to ceiling tiled shower with pebble-finish floor. Sliding glass door from the bedroom leads to a tiled patio covered by a well-maintained pergola. Discover a uniquely crafted backyard oasis, framed by a custom corrugated metal and wood fence. The stylish combination of natural wood posts and durable corrugated panels creates a warm yet modern aesthetic At the top of a scenic north county hill with Pacific views, experience contemporary elegance in this beautiful Costa Serena gem! No detail has been left undone. Features to WOW you! New Fencing throughout; New Air Conditioning Unit; Interior and Exterior Paint; New Water Heater; New Bathroom Vanity Sink; Upgraded Lighting w/dimmer switches; Back Patio Tile; Mini Blinds throughout; Professional Window Tinting; New Driveway; New Attic Insulation; New HVAC Ductwork; New High Performance Water Heater (incl. new copper piping, expansion tank and new water shut off valve), Wireless Wi-Fi (works perfect with very low costplug-and-play device that provides wireless 5G or LTE home internet without requiring traditional cable lines). Zero maintenance landscaping and fresh paint provide enviable curb appeal. As you step through the gorgeous front door, youre welcomed by an inviting and well-lit family room perfectly connected to the family chef over the dining island lit by pendant lights. The kitchen has ample cabinet and countertop space with modern shaker style soft-close white cabinets and quartz counters. Just off the kitchen is a bright breakfast nook with neighborhood view. The luxurious bathroom has an upgraded vanity and floor to ceiling tiled shower with pebble-finish floor. Sliding glass door from the bedroom leads to a tiled patio covered by a well-maintained pergola. Discover a uniquely crafted backyard oasis, framed by a custom corrugated metal and wood fence. The stylish combination of natural wood posts and durable corrugated panels creates a warm yet modern aesthetic, within the peaceful and private backyard where you are surrounded by clean succulent landscaping, providing a stylish and robust backdrop perfect for outdoor gatherings. Outside your front door, enjoy a neighborhood walk where you will enjoy the breeze and glorious views of the Pacific Ocean with neighbors. Seller's work transfer creates a fantastic opportunity for a new owner. Costa Serena is an active adult community with a minimum age of 55.

3196 Buena Hills Dr, Oceanside

$575,000
3 Beds 2 Baths
Enjoy coastal living at its finest in this beautifully updated upper-level home located in the sought-after Upper Quail Ridge community of Rancho Del Oro. Offering 3 bedrooms, 2 bathrooms, and 1,094 square feet, this move-in-ready home combines modern upgrades, abundant natural light, and refreshing ocean breezes with an unbeatable Oceanside location. Step inside to an inviting open floor plan featuring upgraded flooring, soaring vaulted ceilings, and an abundance of natural light. The spacious living room opens to a private west-facing balcony where you can relax and enjoy peaceful community and mountain views while taking in the refreshing ocean breeze. The newly remodeled kitchen is designed to impress with elegant quartz countertops, stainless steel appliances, and ample cabinetry. Both bathrooms have also been beautifully remodeled, creating a move-in-ready home you'll love. The generous primary suite provides a comfortable retreat, while two additional bedrooms offer flexibility for family, guests, or a home office. One of the secondary bedrooms features direct access to a private lower-level yard, creating the perfect space for gardening, pets, outdoor relaxation, or a cozy sitting area. Additional conveniences include an attached one-car garage, one assigned parking space, and no Mello-Roos. Residents of Upper Quail Ridge enjoy access to a community pool, hottub and clubhouse. Ideally located just minutes from top-rated schools, parks, shopping, restaurants, Highway 76, Interstate 5, and Oceanside's beautiful beaches, this home combines comfort, convenience, and coa Enjoy coastal living at its finest in this beautifully updated upper-level home located in the sought-after Upper Quail Ridge community of Rancho Del Oro. Offering 3 bedrooms, 2 bathrooms, and 1,094 square feet, this move-in-ready home combines modern upgrades, abundant natural light, and refreshing ocean breezes with an unbeatable Oceanside location. Step inside to an inviting open floor plan featuring upgraded flooring, soaring vaulted ceilings, and an abundance of natural light. The spacious living room opens to a private west-facing balcony where you can relax and enjoy peaceful community and mountain views while taking in the refreshing ocean breeze. The newly remodeled kitchen is designed to impress with elegant quartz countertops, stainless steel appliances, and ample cabinetry. Both bathrooms have also been beautifully remodeled, creating a move-in-ready home you'll love. The generous primary suite provides a comfortable retreat, while two additional bedrooms offer flexibility for family, guests, or a home office. One of the secondary bedrooms features direct access to a private lower-level yard, creating the perfect space for gardening, pets, outdoor relaxation, or a cozy sitting area. Additional conveniences include an attached one-car garage, one assigned parking space, and no Mello-Roos. Residents of Upper Quail Ridge enjoy access to a community pool, hottub and clubhouse. Ideally located just minutes from top-rated schools, parks, shopping, restaurants, Highway 76, Interstate 5, and Oceanside's beautiful beaches, this home combines comfort, convenience, and coastal living. Whether you're looking for a primary residence, vacation home, or investment opportunity, this move-in-ready gem is one you won't want to miss!

735 Buena Tierra Way Unit 356, Oceanside

Start Your Search
board logo

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS®,